Episodes

Today we merge two fascinating topics – the Gold Medal for a startup – the Public Listing and innovating in Venture Capital to provide more patient capital. Our guest who connects these two is super-serial entrepreneur Tim Levene who listed Augmentum l...

There is no end to Fintechs reach – this week to the most fundamental industry in the world – Farming – easily forgotten but without which we would all die soon. 90% of the world’s commodities cannot be hedged exposing producers to huge risks.

Almost all investment has collapsed onto a simple idea of maximising your return. But what if you don’t want your investments to harm society and the world? What if you want to help the world and make a great return? What then?

As we heard in LFP069 Financial Advice costs a packet these days – for most folk it’s simply uneconomic. But FS is a complex topic for those who have spent a lifetime in it let alone those with no experience. We all have debts, assets, cashflow,

FinTech = Fin + Tech. But what is tech? No really what is it? We all see the word so many times but only a small minority of the population around the world have actual experience of what Tech is. In this episode we dive into software and software deve...

What is it actually like being an Entrepreneur? Despite being experienced and having an MBA Ruzbeh Bacha, CEO of personalised news aggregator/filter CityFalcon has found that the reality is very different from expectations. What is it really like?

Strategy is the heart of all business success. Will Wynne has built two great businesses under his belt which have evolved over 12yrs and 5yrs respectively to be champions in their sectors. Based on this experience he shares with us how Strategy evolve...

Trade Finance – a $9trn pa market – is possibly the most important transaction type in FS – a huge number of our possessions will have come round the world in a container and needed financing. Tradeteq is turning Trade Finance form a banking closed-sho...

Creativity springs eternal. Here is yet another new topic, one that no one could have imagined even a couple of decades ago. Litigation crowdfunding gives litigants a new source of funding and investors a totally new investable asset with non-correlate...

Today the super-important topic of “What VCs don’t know about Entrepreneurs; and what Entrepreneurs don’t know about VCs”. Steve Findlay is a great guest to have to discuss this as he has been a long-time VC and now founder/CEO (Bond Mason and AAA Res...

It’s time for the New Year Special and we tackle what is surely the most important topic of our times – “Is FS + Tech Ushering In Orwellian Tyrrany Rather Than Freeing The People?”. The BigTech giants increasingly act as public censors with the modern ...

App Banks are all the rage and you can go round the world on their cards. However move to another place and you soon find you need a bank account. Norris Koppel founder of Monese is on a mission to build a Global App Bank that will enable you to have l...

How are the changing tides and winds in newFS vs oldFS lending? How are the incumbents and newbies doing? How is the balance of institutional funding of P2P and retail going? What’s the best way to succeed?

We all know that investing in the top P2P has been a good plan. But do corporate bonds offer better risk-adjusted value? Historically you had to have megabucks to buy bonds, or invest in a unit trust. However now WiseAlpha are Finteching the Corporate ...

Financial crime affects us all – oldFS, newFS, citizens. How can businesses control and minimise Financial Crime? We are joined today by Vishal Marria whose data-driven firm Quantexa has grown super-rapidly and works in this area as well as on other bi...

Bought By Many are one of the UK’s oldest Insuretechs from when it was nigh on impossible to launch one and to do so meant one was laughed at. Now BBM have over 600,000 members in over 320 specialist insurance groups.

This is the most important topic for our democracy. What is the constitutional position of regulators? Are they a 4th branch of the State or subsidiary to the existing 3 (executive, legislature, law)? Amazingly no-one knows and modern constitutional la...

You may not be rich, you may not be “sophisticated” but what kind of Stalinism is it that means The State can order you re what you can and cannot do with your money?!? The entire ethos of “P2P” – the heart and most successful sector of Fintech – was c...

Using “P2P loosely there are over fifty to invest in, all with different standards and approaches. It’s a “fragmented and complex” market. Professionals do much due diligence before investing. How is an individual investor to cope?

TransferGo‘s slogan is “Send money around the world. Fast. For just 99p” which is a super-cheap flat fee. In terms of price they deal at a variable 2+% to flat 0.45% (above £1000) on top of the mid-market rates with a known price when you deal.

Nationwide is the largest Building Society in the world with 15 million customers, 1 in 4 UK households have an account, which makes over £1bn profit per annum and is entirely owned by its members (customers).

Nick leads innovation at Barclaycard who in 2017 processed some £250bn of payments. We go back to 1966 and the start of credit cards and continue the narrative through the present into the future. Cards used to be perceived as bits of plastic that we a...

Metro Bank are well known for being the first new UK high street bank in some time but that fails to uncover how radically different there concept is. In this episode Chief Commercial Officer Paul Riseborough joins us to describe how different they are...

On the show this week we have a bumper edition – the future of leveraged trading, online/in-app education, IT Dev, user experience design, new ESMA rules – and much more, Responsible for this fireworks show is Ivan Gowan CEO of multi-award winning capi...