Tag Archives: Pensions

LFP090 – Pensions in the Gig Economy Age with Romi Savova CEO Pension Bee

The ONS has stated that the average UK worker will end up with eleven pension pots in their life. What a nightmare to track and manage for decades! What can Fintech bring to the party?

In this episode Romi Savova CEO and founder of online pensions provider Pension Bee joins us to discuss where pensions are now and where they are going.

Interestingly while we hear much about Open Banking there is no talk about Open Investment. Now isn’t that a curious thing,

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LFP059 – How Smart Pension got 75,000 Fintech Clients in under 2yrs with Will Wynne Co-Founder

Smart Pension London Fintech PodcastI have the pleasure to be joined today by Will Wynne MD and co-founder of Smart Pension who have had the fastest 0-60 of any Fintech that has been on the show to date and it’s a record that’s hard to beat.

Will Wynne Smart PensionHow did they do it? Listen up and all will be revealed – though if all of us can read recipe books, few of us can become master chefs like Will who previously sold millions of flowers (from knowing nothing about that business) and in his spare time raised £100m for charity.

I say “wow” more in this episode than in any other – I think you can see why…

In 2014 I hung out a lot in the Fintech startup scene. So many moths! Such a big flame! One of the insider “trick questions” in Fintech is “name a success from all the Fintech incubator/accelerator programs in London”. Actually to be honest someone did come up with one name very recently – though sadly I’ve forgotten it so will lose the game next time that question comes round.

All of which is to say that the ex-ante chances of an individual Fintech getting anywhere are roughly less than zero. And as for ideas … sigh – so many people tell me they have an idea – yes everyone has lots – there is a bigger gulf from idea to business perhaps than there is from startup to business of scale. And then a big gap from “business of scale” (which the best Fintechs have reached) to – er – what might we call it. Scrapes his memory for long-since economics lessons … of yes its coming back … yes the stage that Fintech ain’t got to yet … its … yes “a profitable business” J

So how do you win the lottery? How do you beat odds of less than zero percent of getting anywhere?

Are you interested in how to do this? Would your Fintech be better off for acquiring 75,000 clients?

Listen up and the formula for instant fame and success will be yours. Terms and conditions apply.

Topics discussed on the show include: Continue reading